Coverages

Insurance Products

Property

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Homeowners

Insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Renters

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.

Condo

Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association.

landlord

A rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy.

Umbrella

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.

Vehicle

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auto

In the event of auto damage or destruction in an accident, collision, fire, theft, or other covered event, you want the policy that will protect you the most. It may also guard against medical and legal expenses resulting from property damage, loss of life, or injury caused by an accident involving your vehicle.

Motorcycle

We can help you find the right policy for your motorcycle by comparing quotes and coverage options from several top providers.

Classic Car

Not all classic or antique cars are used the same, so we will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Boat & watercraft

CG Insurance will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.

Motorsport & Atv

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in Colorado require specialty vehicle riders to be properly insured.

RV & Motorhome

RVs that are for personal, recreational use can be insured for up to 250 days per year. Let CG Insurance, Ltd. help you select the right coverage for your RV needs at a price you can afford. Call us today at 303-981-7827

Business

small business

It’s important to protect your business with a business policy from CG Insurance Ltd. As a small business ourselves, we understand the challenges of running a business. Take the worry out of knowing you’re properly covered so you can focus on growing your business.

Commercial truck

From box trucks and semis to front loaders and flatbeds. Our Colorado commercial truck insurance experts can help you find the commercial trucking insurance you need in Colorado to keep you and your drivers safe on the road.

Business owners policy

A BOP combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. 

Commercial Property

One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or man made disasters are examples of what is typically covered.

Commercial umbrella

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. 

General liability

General liability, also known as “commercial liability insurance” is a broad insurance policy that covers general liability exposures of a business. Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.

Commercial auto

It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.

workers compensation

This will pay for medical care and physical rehabilitation of employees injured at work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.